Yivi vs iDIN

Yivi and iDIN are both digital identity solutions, but they differ on fundamental points. Below you’ll find an overview of the main differences, key considerations, and developments that are relevant for organizations considering the use of digital identity.

Comparison

Feature	Yivi	iDIN
Privacy	High, user decides which attributes to share	Limited, bank shares fixed set of attributes
Open Source	Yes	No
Cost	Depends on usage, always lower than iDIN	High, depends on provider
Availability	17 million DigiD users can use Yivi	Limited: e.g., Knab, Triodos, Revolut not supported
Dropout Rate	Low	High: up to 30% excluded due to bank or technical issues
Technology	Modern, based on open standards: OpenID Connect / SAML, OpenID4VP, IRMA	Built on outdated iDEAL infrastructure, available via intermediaries
Cookies Required	No	Yes, cookies required for session management
Identity Level	DigiD (High, Substantial, Medium)	Depends on the bank
Future-Proof	Yes, interoperable with eIDAS2.0	Uncertain

Usable Side by Side

Yivi and iDIN can complement each other. Both can be used for identification, authentication, signing, and more. However, Yivi allows organizations or sectors to load their own data into the Yivi app, eliminating dependence on banks or third parties. This makes Yivi a flexible and future-proof solution for digital identity.

Organizations can deploy both solutions side by side, depending on the specific needs and context of their users.

alt text
This way, you can also gain experience with Yivi without having to immediately replace all iDIN functionality. This enables a gradual transition to a future-proof digital identity solution.

Key Considerations

Privacy and selective data sharing: Yivi allows users to share only the personal data needed for a specific transaction. iDIN always shares a fixed set of data (such as name, date of birth), regardless of context.
Limited coverage: iDIN only works with a select group of banks. Customers of Knab, Triodos, Revolut, and other non-affiliated banks cannot use iDIN. This leads to a high dropout rate of up to 30%.
Technical barriers: iDIN requires a working cookie infrastructure for session management. Users with strict browser settings, ad blockers, or privacy plugins may experience errors or be unable to use the service at all.
Regulation is changing the landscape: With the arrival of eIDAS 2.0 and the Dutch Digital Government Act (WDO), banks are required to allow ID-Wallets on their platforms. These legal developments put pressure on the current iDIN model and make iDIN’s long-term future uncertain.

Conclusion

For organizations aiming to integrate digital identity in a future-proof, inclusive, and privacy-friendly manner, Yivi offers a powerful alternative. iDIN depends on banks, has technical limitations, and excludes a significant group of users. Moreover, the iDIN model is under pressure from European regulations (eIDAS 2.0) and Dutch legislation (WDO), where interoperable ID-wallets take center stage. Yivi is aligned with these developments and thus provides a sustainable foundation for digital identity in the years to come.

Contact

Would you like to know more about how Yivi can help your organization implement digital identity? Contact us for a non-binding conversation. We’re happy to help you make the right choice for your digital identity needs.